Standards:IG Jade CreditTransferAdvise

The printable version is no longer supported and may have rendering errors. Please update your browser bookmarks and please use the default browser print function instead.

Cette page est à l'état de discussion.

Elle n'a donc aucune valeur normative, et pourrait même disparaître du périmètre de SEPAmail.

Si vous voulez contribuer, utilisez la page de discussion SVP. Consultez également les autres pages en discussion.

These implementation rules shall be applied in accordance with ISO20022 and SEPA own implementation rules. Thus, unless explicitly specified, data contained within a field or XML structure of a SEPAmail message must comply with the constraints related to the equivalent field or XML structure in ISO20022 or SEPA messages.
for an explanation of the color coding used in the tables below, see this page
for general rules applying to all fields, see this page
for business rules directing these IG, see this page

Introduction

This document describes the contents of the SEPAmail message used to indicate a money transfer.

The full name of this message is sepamail_message_credit.activation_CreditTransferAdvise.

This message must be generated on behalf of the debtor, and sent by itself or by its bank.

This message is based upon ISO 20022 pain.001 message. For adaptability reasons, it also includes non-ISO parts. All message parts are described in this document.

Message Root

Mult	Message Element	SEPAmail requirement
[1..1]	+ CreditTransferAdvise

Internal abstraction level

To facilitate upgrades, an abstraction level has been inserted at the root of this element.

Mult	Message Element	SEPAmail requirement
[1..1]	sepamail_message_credit_activation_credit_transfer_advise_001	First version of the structure

ISO and Non-ISO parts

Ref	Mult	Message Element	SEPAmail requirement
A	[1..1]	++ Transfer	some kind of pain.001, see below
B	[0..1]	++ Complement	Non-ISO part, described further in this document

ISO Part : Transfer

This element must contain one of the current versions of the pain.001 messages, currently versions 2 to 5.

Ref	Mult		Message Element	SEPAmail requirement
A1	[1..1]	{Or	+ TransferV02	pain.001.001.02
A2	[1..1]	Or	+ TransferV03	pain.001.001.03
A3	[1..1]	Or	+ TransferV04	pain.001.001.04
A4	[1..1]	Or}	+ TransferV05	pain.001.001.05

</svnig>

Non-ISO Part : Complement

This part of the message adds information used by the SEPAmail/JADE system, to provide users with richer functionalities.

The Complement element MUST NOT be used when empty.

Ref	Mult	Message Element	SEPAmail requirement
B1	[1..1]	+ ExpirationDate	The date and time at which the bank may no longer intiate a payment in relation with the current message. Mandatory if an answer is required. is_present(B5) => is_present($(self))
B2	[0..1]	+ DisplayName	Initiating party name, as shown to the recipient. If absent, party name from ISO part is used.
B3	[0..1]	+ Logo	Initiating party logo.
B4	[0..*]	+ Document	Documents from which the transfer order originates, or associated with it.
B4.1	[1..1]	++ Type	Currently, should be “information”. More values should be defined.
B4.2	[0..1]	++ Date	Document date, ISO format
B4.3	[1..1]	++ Title	Document title
B4.4	[1..1]	++ Reference	Document reference
B4.5	[1..1]	++ Lang	Language code for document language
B4.6	[0..1]	++ Contents
B4.6.1	[1..1]	+++ mime-type
B4.6.2	[0..1]	+++ name	document name. This should typically contain a "technical" designation, for instance the file name
B4.6.3	[1..1]	+++ data	actual contents of the document, may be anything depending on MIME type. It can for example contain simply an URL where the document is accessible.
B5	[0..1]	+ ExpAgrmt	If a reply is expected, this element must be present and describe the agreement expected from the beneficiary. MUST be present if the pain.001 contains a QXBAN. ((CreditAdvise:Creditor:IBAN ~ "^QX") => is_present($(self))
B5.1	[1..1]	++ Type	Type of agreement required. Usage rule: allowed values are "none" (information only), "authentication" and "signature".
B5.2	[1..1]	++ Description	Formal sentence which the recipient must accept or decline.
B5.3	[0..*]	++ DocRef	Reference to one or several of the above documents (B4). Each of these elements MUST match one of the B4.4 elements above. every B5.3 satisfies some B4 satisfies (B5.3 == B4.4)
B5.4	[0..1]	++ Accepted	MUST be omitted in this message. not is_present($(self))
B6	[0..1]	+ Options	Currently unused, could be used for future extensions, such as guarantee from initiating bank.