Current experiment

GEMME (Global European Mandate Management & Exchange)

• End to end Direct Debit authorisations management (mandate for the SDD) with multi-channels electronic signature
• Ongoing pilot since 2010 with SFR, Natixis, CM-CIC and Caisse d’Epargne

RUBIS (Immedate and SEPA Banking Universal Settlement)(Règlement Universel Bancaire Immédiat & SEPA)

• Invoices settlement via SEPA credit transfer for creditors (invoices)
• Pilot started end of March 2012 with several banks

SAPPHIRE (Security, Authentication, Privacy, Public Key Infrastructure, Highly Innovative, Interoperable, Reliable & Exchange)

• Implementation of reinforced securisation of payments transactions for smartphones and other devices (X509 certificates)
• Pilot planned beginning of 2012

JADE (Joint Additional Data & Exchange)

• Credit Transfers notice for notification purposes or for fulfillment with additional information.
• Specifications on progress