IG Gemme Prenotification
- These implementation rules shall be applied in accordance with ISO20022 and SEPA own implementation rules. Thus, unless explicitly specified, data contained within a field or XML structure of a SEPAmail message must comply with the constraints related to the equivalent field or XML structure in ISO20022 or SEPA messages.
- for an explanation of the color coding used in the tables below, see this page
- for general rules applying to all fields, see this page
- for business rules directing these IG, see this page
<svnig revision="" date="Mon Sep 03 18:15:52 CEST 2012" repository="Gemme" last="" source="Prenot_Intro.txt" conversion="none">
Introduction
This document describes the contents of the SEPAmail message used to notify a debtor of one or several payments.
The full name of this message is sepamail_message_direct.debit_Prenotification.
This message must be generated and sent by the creditor, via its bank. The reply, if any, is also done through a Gemme MandateInitiationRequest message. The actual use of this message is left to the discretion of the creditor, and depends on its relations with its debtors. It could for instance be used in such cases :
- initial notification, after mandate acceptance, of the full (or annual) schedule for payments
- annual schedule of payments, every year
- advance notification for each single payment
- acceptance or rejection of each payment by the debtor
This message is not based upon any existing ISO schema, since no such message exists in their model. Thus, it only includes a non-ISO part, described here.
Please note that this message will be separated into a request message and a report message in the next version of the SEPAmail standard, to conform to the general SEPAmail organization. </svnig>
<svnig revision="" date="Mon Sep 03 18:15:52 CEST 2012" repository="Gemme" last="" source="Prenot_Root.txt" conversion="none">
Message root
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<svnig revision="" date="Mon Sep 03 18:15:53 CEST 2012" repository="Gemme" last="" source="Prenot_Root.tab" conversion="tab">
| Mult | Message Element | SEPAmail requirement |
|---|---|---|
| [1..1] | DirectDebitPrenotif |
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<svnig revision="" date="Mon Sep 03 18:15:53 CEST 2012" repository="Gemme" last="" source="Prenot_Abstract.txt" conversion="none">
Internal abstraction level
To facilitate upgrades, an abstraction level has been inserted at the root of this element. </svnig>
<svnig revision="" date="Mon Sep 03 18:15:53 CEST 2012" repository="Gemme" last="" source="Prenot_Abstract.tab" conversion="tab">
| Mult | Message Element | SEPAmail requirement |
|---|---|---|
| [1..1] | sepamail_message_direct_debit_prenotif_001 | First version of the structure |
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<svnig revision="" date="Mon Sep 03 18:15:53 CEST 2012" repository="Gemme" last="" source="Prenot_Body.txt" conversion="none">
Message Body
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<svnig revision="" date="Mon Sep 03 18:15:53 CEST 2012" repository="Gemme" last="" source="Prenot_Body.tab" conversion="tab">
| Ref | Mult | Message Element | SEPAmail requirement |
|---|---|---|---|
| A | [1..1] | ++ GrpHdr | |
| B | [1..1] | ++ Notif |
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<svnig revision="" date="Mon Sep 03 18:15:53 CEST 2012" repository="Gemme" last="" source="Prenot_Group.txt" conversion="none">
Group Header
The group header contains information related to the message itself. </svnig>
<svnig revision="" date="Mon Sep 03 18:15:53 CEST 2012" repository="Gemme" last="" source="Prenot_Group.tab" conversion="tab">
| Ref | Mult | Message Element | SEPAmail requirement |
|---|---|---|---|
| A1 | [1..1] | +++ MsgId | Identifier of the request, may be any string. However, when this message is used as an answer to a request, this field must be set to the same identifier as the request. |
| A2 | [1..1] | +++ CreDtTm | Mandatory: Creation date and time, ISO format |
| A3 | [0..1] | +++ NbOfTxs | Number of transactions described, defaults to 1 |
| A4 | [1..1] | +++ Grpg | Grouping. Accepted values are *GRPD grouped *MIXD mixed *SNGL single |
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<svnig revision="" date="Mon Sep 03 18:15:53 CEST 2012" repository="Gemme" last="" source="Prenot_Notif.txt" conversion="none">
Prenotification
This part of the message actually describes the payments that will take place, as well as the related mandate. </svnig>
<svnig revision="" date="Mon Sep 03 18:15:53 CEST 2012" repository="Gemme" last="" source="Prenot_Notif.tab" conversion="tab">
| Ref | Mult | Message Element | SEPAmail requirement |
|---|---|---|---|
| B1 | [1..1] | +++ PntId | Payment Identification. This is freely usable by the creditor, but it is strongly recommended that payment Ids should be unique for a given mandate. |
| B2 | [1..1] | +++ MndtId | Mandate Identification. This must be the same identifier given upon mandate creation (see Gemme MandateInitiationRequest message) |
| B3 | [1..1] | +++ CtrRef | Creditor Reference. Internal reference the creditor associates with the mandate, or the payment schedule described here |
| B4 | [1..1] | +++ Cdtr | |
| B4.1 | [0..1] | ++++ Nm | Mandatory |
| B4.2 | [0..1] | ++++ PstlAdr | |
| B4.3 | [0..1] | ++++ Id | |
| B4.3.1 | {Or | +++++ OrgId | |
| B4.3.2 | Or} | +++++ PrvtId | |
| B4.4 | [0..1] | ++++ CtryOfRes | |
| B4.5 | [0..1] | ++++ CtctDtls | |
| B5 | [0..1] | +++ CdtrAcct | |
| B6 | [0..1] | +++ CdtrAgt | |
| B7 | [0..1] | +++ UltmtCdtr | |
| B8 | [1..1] | +++ Dbtr | |
| B8.1 | [0..1] | ++++ Nm | Mandatory |
| B8.2 | [0..1] | ++++ PstlAdr | |
| B8.3 | [0..1] | ++++ Id | |
| B8.3.1 | {Or | +++++ OrgId | |
| B8.3.2 | Or} | +++++ PrvtId | |
| B8.4 | [0..1] | ++++ CtryOfRes | |
| B8.5 | [0..1] | ++++ CtctDtls | |
| B9 | [0..1] | +++ DbtrAcct | |
| B9.1 | [1..1] | ++++ Id | |
| B9.1.1 | {Or | +++++ IBAN | Mandatory |
| B9.1.2 | Or} | +++++ Other | |
| B9.2 | [0..1] | ++++ Tp | |
| B9.3 | [0..1] | ++++ Ccy | |
| B9.4 | [0..1] | ++++ Nm | |
| B10 | [0..1] | +++ DbtrAgt | |
| B10.1 | [1..1] | ++++ FinInstnId | |
| B10.1.1 | [0..1] | +++++ BIC | Mandatory |
| B10.1.2 | [0..1] | +++++ ClrSysMmbId | |
| B10.1.3 | [0..1] | +++++ Nm | |
| B10.1.4 | [0..1] | +++++ PstlAdr | |
| B10.1.5 | [0..1] | +++++ Other | |
| B11 | [1..1] | +++ Trans | |
| B11.1 | [1..n] | ++++ Trs | As many such elements as indicated in the NbOfTxs element. |
| B11.1.1 | [1..1] | +++++ TrsDate | ISO format |
| B11.1.2 | [1..1] | +++++ TrsAmt | Mandatory. Usage rule: Currency attribute must be set to "EUR". |
| B11.1.3 | [0..1] | +++++ TrsId | Mandatory to allow matching between request and reply |
| B11.1.4 | [0..1] | +++++ Accepted | Mandatory in the reply message |
</svnig>