Outils personnels

IG Gemme RequestForCopy

De documentation SEPAmail.

SEPAmail – Norme 1206

Cette page fait partie de la version 1206 de la norme.

Sauf indication contraire, elle a été validée par les instances concernées et s'impose à tous les adhérents SEPAmail.
ATTENTION ! La version 1606 de la norme est disponible, vérifiez si cette page est toujours valable.

  • These implementation rules shall be applied in accordance with ISO20022 and SEPA own implementation rules. Thus, unless explicitly specified, data contained within a field or XML structure of a SEPAmail message must comply with the constraints related to the equivalent field or XML structure in ISO20022 or SEPA messages.
  • for an explanation of the color coding used in the tables below, see this page
  • for general rules applying to all fields, see this page
  • for business rules directing these IG, see this page


Introduction

This document describes the contents of the SEPAmail message used by a debtor -- or his bank -- to request from the creditor a copy of the mandate associated with a given transaction.

The full name of this message is sepamail_message_direct.debit_RequestForCopy.

This message should be generated and sent by the debtor's bank, possibly following a direct request from the debtor him/herself.

The message must be answered by the creditor with another “Request for Copy” message, with the same request identifier, and giving all required information and all necessary legal proof (copy of the contract, or digital signature evidence, as the case may be)

This message is derived from ISO schemas, but is not an actual extension of an existing ISO message. Thus, it only includes a non-ISO part, described here.

Please note that this message will be separated into a request message and a report message in the next version of the SEPAmail standard, to conform to the general SEPAmail organization.

source ReqCopy_Intro.txt, date Mon Sep 03 18:16:11 CEST 2012



Message root

source ReqCopy_Root.txt, date Mon Sep 03 18:16:11 CEST 2012


Mult Message Element SEPAmail requirement
[1..1] DirectDebitRFCopy

source ReqCopy_Root.tab, date Mon Sep 03 18:16:11 CEST 2012


Internal abstraction level

To facilitate upgrades, an abstraction level has been inserted at the root of this element.

The actual contents of the DirectDebitRFCopy element must be any one of the following structures.

source ReqCopy_Abstract.txt, date Mon Sep 03 18:16:11 CEST 2012


Mult Message Element SEPAmail requirement
[1..1] sepamail_message_direct_debit_request_for_copy_001 First version of the structure

source ReqCopy_Abstract.tab, date Mon Sep 03 18:16:11 CEST 2012


Group Header

The group header contains information related to the message itself.

source ReqCopy_Group.txt, date Mon Sep 03 18:16:11 CEST 2012


Ref Mult Message Element SEPAmail requirement
A [1..1] ++ GrpHdr
A1 [1..1] +++ RequestId Identifier of the request, may be any string. However, when this message is used as an answer to a request, this field must be set to the same identifier as the request.
A2 [1..1] +++ CreDtTm Mandatory: Creation date and time, ISO format

source ReqCopy_Group.tab, date Mon Sep 03 18:16:11 CEST 2012


Request

This part of the message actually describes the transaction upon which the request is based -- or at least the actors of this transaction.

source ReqCopy_Request.txt, date Mon Sep 03 18:16:11 CEST 2012


Ref Mult Message Element SEPAmail requirement
B [1..1] ++ Request
B1 [1..1] +++ CustRef Customer Reference. Internal reference the creditor associates with the debtor, mandate, or the payment schedule described here
B2 [1..1] +++ Cdtr
B2.1 [0..1] ++++ Nm Mandatory
B2.2 [0..1] ++++ PstlAdr
B2.3 [0..1] ++++ Id
B2.3.1 {Or +++++ OrgId
B2.3.2 Or} +++++ PrvtId
B2.4 [0..1] ++++ CtryOfRes
B2.5 [0..1] ++++ CtctDtls
B3 [0..1] +++ CdtrAcct IBAN of creditor
B4 [0..1] +++ CdtrAgt BIC of creditor
B5 [0..1] +++ UltmtCdtr Used when there is an intermediate creditor, acting for an ultimate creditor
B6 [1..1] +++ Dbtr
B6.1 [0..1] ++++ Nm Mandatory
B6.2 [0..1] ++++ PstlAdr
B6.3 [0..1] ++++ Id
B6.3.1 {Or +++++ OrgId
B6.3.2 Or} +++++ PrvtId
B6.4 [0..1] ++++ CtryOfRes
B6.5 [0..1] ++++ CtctDtls
B7 [0..1] +++ DbtrAcct
B7.1 [1..1] ++++ Id
B7.1.1 {Or +++++ IBAN Mandatory
B7.1.2 Or} +++++ Other
B7.2 [0..1] ++++ Tp
B7.3 [0..1] ++++ Ccy
B7.4 [0..1] ++++ Nm
B8 [0..1] +++ DbtrAgt
B8.1 [1..1] ++++ FinInstnId
B8.1.1 [0..1] +++++ BIC Mandatory
B8.1.2 [0..1] +++++ ClrSysMmbId
B8.1.3 [0..1] +++++ Nm
B8.1.4 [0..1] +++++ PstlAdr
B8.1.5 [0..1] +++++ Other
B9 [1..1] +++ Trans
B9.1 [1..1] ++++ TrsDate Mandatory, ISO format
B9.2 [1..1] ++++ TrsAmt Mandatory. Usage rule: Currency attribute must be set to "EUR".
B9.3 [0..1] ++++ TrsId Optional. Must be present only if known for sure -- this reference must come from a Gemme Prenotification message.
B9.4 [0..1] ++++ Accepted MUST be omitted in this message
B10 [0..1] +++ Mandate Any type of document or URL giving access to the original mandate. This field is mandatory only in the answer message.

source ReqCopy_Request.tab, date Mon Sep 03 18:16:11 CEST 2012