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Cette page est une traduction de la page Présentation générale et la traduction est complétée à 100 % et à jour.

SEPAmailmessagerie bancaire sécurisée. – 1206 Norm

This page is part of the SEPAmailmessagerie bancaire sécurisée. Norm in the context of the #1206 version

Unless other indication, this page has been validated by the relevant instances.
Thus, it shall be taken into account by all SEPAmailmessagerie bancaire sécurisée. actors.




SEPAmailmessagerie bancaire sécurisée. is a secure messaging service for all the European economic entities.

SEPAmailmessagerie bancaire sécurisée. uses secure XML flows, which use BICBank Identifier Code, norme ISO 9362:1994 and IBANInternational Bank Account Number, norme ISO 13616:2003 as the reference identifier.

Thanks to the Internet and W3C standards, SEPAmailmessagerie bancaire sécurisée. is able to provide a system for complex exchanges between bank customers at a global level at a reduced cost.

This new interbank network is intended to be a contribution from the banking industry to the Lisbon and Europe 2020 agenda. Its aim is to facilitate dematerialised exchanges between economic entities.


SEPAmailmessagerie bancaire sécurisée. is an innovation project which was launched in 2008. Its aim is to provide a secure interbank messaging service to be used principally for payment-related non-accounting documents, e.g. invoices, money orders, quotes, notifications, etc.

This concept was detailed from a technical point of view. A series of structured messages was defined for direct debit-related flows. A partnership was signed with SFR on the basis of this concept in order to implement a pilot based on real flows.


In order to fully understand the present document, a number of notions are assumed to be known and thoroughly understood. Below is a list of assumed knowledge:

  • how electronic mail operates: its structure (RFC 822 and following RFCs, as well as S/MIMEMultipurpose Internet Mail Extensions est un standard internet qui étend le format de données des courriels standards), how it is sent (MTAacronyme de Mail Transfer Agent, logiciel pour serveur de transmission de courrier électronique to MTAacronyme de Mail Transfer Agent, logiciel pour serveur de transmission de courrier électronique), potential protocol errors, etc.
  • how DNSDomain Name System, service permettant d'établir une correspondance entre une adresse IP et un nom de domaine<ref name="dns">http://fr.wikipedia.org/wiki/Domain_Name_System</ref> works
  • a good understanding of cryptography, for example based on the Wikipedia cryptology portal

If you consult the documentation on the SEPAmailmessagerie bancaire sécurisée. wiki, it is also recommended that you understand beforehand what a wiki is, how it works and how to interact with it.

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